Your Creditors know but don’t want you to know that our Riverside Bankruptcy Attorneys can help you catch up on your delinquent mortgage payments, get rid of your second mortgage, stop foreclosure, get rid of your credit card bills, get rid of your medical bills and much more all through the power of a Riverside Chapter 13 Bankruptcy.
A Riverside Chapter 13 Bankruptcy is perfect for the wage earner that has gotten behind on their mortgage and are facing foreclosure. The second you file for a Chapter 13 Bankruptcy, the foreclosure processed is stopped. That is right, the lender can no longer foreclose. Then, Federal law requires that your lenders allow you catch up over time through a payment plan on your back mortgage payments and other bills. This is not a loan! I repeat this not a loan. It is Federal law that your lender have to let you catch up through your Chapter 13 plan. If you need to stop your foreclosure, call us today at 888.558.2992.
The process is relatively straightforward. You meet with one of our Riverside Chapter 13 Bankruptcy Attorneys and figure out how much money you can put toward your Chapter 13 plan. As part of your Chapter 13 Bankruptcy filing, you submit the plan for repayment. About 45 days later there will be a meeting of creditors. At this meeting your creditors will be able to object to your plan but our experience is that if you have developed a plan with an experienced Chapter 13 Bankruptcy Lawyer, your plan will be approved by the trustee.
Get Rid of Your Second Mortgage
Another powerful aspect of a Riverside Chapter 13 Bankruptcy is that many people are able to get rid of their second mortgage! This is right, no more paying the payment on the second. If this sounds good to you, call us today at 888.558.2992
Get Rid of Your Other Debts!
While a Riverside Chapter 13 Bankruptcy requires you to make payments into a plan over a period of time, often you are able to get rid of your unsecured debts. That is right, even with a Chapter 13 Bankruptcy payment plan, you may be able to get rid of your credit card debt, medical bills and other unsecured debt. Unlike a Riverside Chapter 7, your debts are not automatically wiped out, but sometimes the amount you are able to pay into the plan is only enough to cover the secured debts that you are catching up on. If this option would change your life as it has done for so many others, call us today at 888.558.2992.
Stop Creditor Harrassment
Another advantage of a Bankruptcy is that starting the first day you hire us, you can refer all of creditors to us and we will handle all the threatening calls for you. In fact, if the creditors do not stop calling you, our Riverside Bankruptcy Attorneys may even be able to get your creditors to pay for your bankruptcy for you! You heard that right, if your creditors do not stop harassing you, we can often get them to pay for your bankruptcy!
Call Us Today at 888.558.2992
As Riverside Bankruptcy Lawyers helping people with Chapter 7 & Chapter 13 Bankruptcy debt relief we are proud to serve the following areas of Riverside County: Riverside, Palm Springs, Banning, Beaumont, Blythe, Calimesa, Canyon Lake, Cathedral City, Corona, Coachella, Desert Hot Springs, Hemet, Indian Wells, Indio, Lake Elsinore, La Quinta, Menifee, Moreno Valley, Murrieta, Norco, Palm Desert, Perris, Rancho Mirage, San Jacinto, Temecula, Wildomar and all unincorporated areas of Riverside County.